"Word with paper or insurance" NYT crossword answer is:
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The New York Times crossword clue for October 11, 2023 is "Word with paper or insurance". This clue is referring to the phrase "liability," which is a type of insurance coverage that protects an individual or business from financial losses that may arise from legal claims or other damages. Liability insurance is typically purchased to cover potential losses from accidents, property damage, and other liabilities. The phrase "paper" in this clue is referring to documents, such as contracts, that are used to establish liability.