Feature that helps to avoid late penalties NYT crossword answer is:
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The New York Times crossword clue for July 2, 2023 is "Feature that helps to avoid late penalties". This clue is referring to the many features that are available to help people avoid late penalties, such as automatic payment reminders, online payment portals, and budgeting tools. These features can help people stay on top of their payments and avoid the costly penalties that come with being late. With these features, people can ensure that their bills are paid on time and avoid any late fees or other penalties.